Struggling to get a bank or exchange account open for your crypto business?
Lucent Compliance helps crypto businesses with rejected or delayed account applications, and helps new applicants prepare to avoid unnecessary delays and frustrations. We review your business profile, documentation, and regulatory requirements to help you navigate Anti-Money Laundering (AML) requirements during onboarding applications in a timely and efficient manner.
Some of the issues we regularly help with:
- Your account application was rejected or has stalled and you don't understand why
- You keep getting follow-up questions and the application process seems to be going in circles
- You cannot provide required documentation given the current status of the business
- You don't know what a bank or exchange will require from you before you apply
- You're setting up a new crypto business and don't know where to start
Specialist assistance with account opening applications
We assist crypto businesses with account opening applications to banks, crypto exchanges, payment service providers, and other financial institutions.
Application Review
For businesses whose application has already been rejected, delayed, or that is stuck in a back-and-forth with repeated follow-up questions. We review what's been submitted, identify the specific issue causing the problem, and give you a clear path to fix it.
Pre-Application Review
For businesses preparing to apply for an account, or setting up for the first time. We review your business in full and provide clear guidance on what information and documentation you will need to provide so your application holds up on the first attempt.
Full Application Assistance
For clients at either stage above who would like ongoing assistance throughout the application process, rather than acting on written guidance yourselves. Available alongside either an Application Review or a Pre-Application Review.
As part of every review, we'll tell you plainly if we think a specific application has little realistic chance of success, and why — that's part of what you're paying for, not something we hold back.
Who we help
Crypto exchanges, DeFi platforms, token issuers, payment service providers, custodians, prop trading firms, funds, and new ventures applying for their first business account. If your business touches crypto and needs a bank, exchange, payment provider, or other account with a financial institution, we can help with your application.
Lucent Compliance is based works with clients globally. Account-opening requirements can vary significantly by country and provider so if your situation falls outside what we can help with, we'll tell you directly.
Pricing
Full assistance is quoted individually, based on your circumstances and the type of account you're applying for.
Application Review
€195For applications that have already been rejected, or that are stalled or delayed with repeated follow-up questions. We review what's happened, give you a clear written explanation of the likely cause, and set out how to resolve it.
Get in touchPre-Application Review
€295For businesses preparing to apply for the first time. We review your business and set out the information and documentation you'll need to give your application the strongest possible chance of succeeding.
Get in touchFull Application Assistance
Priced individuallyFor clients at either stage above who want hands-on assistance during the application process, rather than guidance to act on yourself. Pricing depends on your circumstances and the type of account you're applying for, and is confirmed before any work begins.
Get in touchAs part of both reviews, we'll tell you plainly if we think a specific application has little realistic chance of success, and why. There is no success fee for any of our services: our fee reflects the work involved, not the outcome, because the decision to approve an application ultimately belongs to the bank or provider, not to us.
Lucent Compliance provides AML advisory services specifically for account-opening and onboarding applications for crypto businesses. We do not provide legal advice, and we do not offer broader services such as transaction monitoring, licensing applications, or ongoing regulatory support.
We help clients present accurate and well-documented applications. We do not assist with misrepresenting a business's activities, ownership, or financial position, and we will not work with anyone seeking to bypass a bank or regulator's controls rather than meet them properly, or with any unresolved legal, tax, or law enforcement matter relevant to the application.